FAST APPROVALS
FLEXIBLE SOLUTIONS
Neighbourhood Holdings partners with mortgage brokers to simplify alternative lending—offering transparent products, competitive pricing, and a responsive team that helps you get more deals done with confidence.
Our Mortgage Products
Classic 1-Year Program
ALT-A 2-Year Program
Second Mortgage
Bridge
We bridge the gap between buying and selling — helping your clients move forward with confidence. Our short-term bridge loans offer the flexibility to secure their next home before their current one sells, with fast approvals and a simple process designed for today’s market pace.
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Our Process
We take pride in a quick turnaround and impeccable customer service.
Request simplified pricing and lending guidelines
We are radically transparent about our pricing. Fill out the form to get our simplified pricing grid sent straight to your inbox.
Property Types
Loan Purposes
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Broker Reviews
“Neighbourhood Holdings is one of my top private lenders here in Vancouver. They provide my clients and me with great service and have very competitive interest rates and fees.”
“Neighbourhood Holdings is my favourite private lender in Ontario. It has always been my pleasure working with them: quick responses, flexible terms, competitive interest rates and fees. They are also willing to listen to feedback and always put customer first.”
“Neighbourhood Holdings provides my clients with competitive rates and flexible terms. They provide fast friendly service that allows me to successfully manage my client’s expectations.”
Frequently Asked Questions
For more questions about how we work, you can always reach out to our Sales Team at connect@neighbourhood.com
The maximum LTV for first mortgages is 75% for purchases and refinances of single-family homes and townhouses. Maximum LTV is typically 65% for condominiums and private sales/title transfers.
For second mortgages, LTV is capped at 75% for owner-occupied properties and 65% for rental/investment properties.
Yes, second mortgages are funded. Loan amounts typically range from $75,000 to $500,000. Lending for second mortgages is permitted in Urban centers in BC, AB, and ON
Rates are structured by LTV and Beacon score and vary by product term (1-Year or 2-Year). Please contact one of our sales team representatives at connect@neighbourhood.com and they will be happy to share the information with you.
We lend in in Metropolitan, Urban, Suburban, and some Rural areas throughout BC, AB, SK, ON, QC and NS. If you would like to confirm exactly where we lend, enter the postal code of the property into our chatbot.
Eligible properties include residential single-family homes, duplexes, townhouses, condominiums/strata, and multiplexes (maximum four units). Properties up to 10 acres are eligible. Remediated grow-ops are considered on a case-by-case basis with a re-occupancy permit.
Residential Restrictions: Condos below 500 sq/ft, student housing, and leased land.
Commercial/Institutional: Churches, schools, restaurants, hotels, pubs, and gas stations.
Condition/Use: Properties that are active farms or have significant structural issues like large foundation cracks, mold, or evidence of hoarding
Land and Land Development: Second mortgages must not be land or land development, and based on the instruction to remove the teardown surcharge, serviced lots/teardowns are currently restricted.
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